Room of 2008 Beijing spring is handed in just can ring down the curtain before long, recently, as Sichuan the happening of shake of earth of plain of short of Wenshui River, the building is sure to become the topic that increasing citizen pays close attention to. Main focusing is in the problem how to collect fees, manage compensate limits, formalities is dealt with wait for a few respects.
When consumer buys a house, total meeting involves a series of insurance that concern with the building, these insurance breed also are having the characteristic that differs severally. The personage inside insurance expresses, consumer is being cast when protecting, must buy optionally according to oneself circumstance, obtain the safe safeguard with domestic the biggest worth with the soundest investment.
The room is borrowed danger
According to oneself circumstance choice
The branch of means cardinal principle that buys a house borrows money for lump-sum payment and individual two kinds of means. To buying a house person for, be about to choose a kind of insurance buying a house that suits oneself when buying a house. Nucleus of safe money danger defends a relevant controller proposal, because buy the means of the room to differ, consumer casts the sort that defend also because of the person different, commonner than the consumer preference that is like lump-sum payment building insurance is OK, and the customer that becomes guaranty to apply for loan to the commercial bank with the building is about to choose a room to borrow danger.
Additionally one kind of room is borrowed danger, opposite for more complex, when the person that that buys a house namely applies for housing to mortgage loan to the bank, silver-colored behavior is on guard the insurance that the room borrows a risk to ask borrower must be bought. As we have learned, at present market main rooms borrows product component to be 3 kinds, safeguard of loss of belongings loss safeguard product, belongings and still borrow assure integrated model product and still borrow assure model product. Customer can choose according to his circumstance.
Proposal: Insurance expert warns customer, drop the detail that before protecting, needs to make clear the following respects: It is the room borrows the insurance extent of liability of danger to need to make clear, current house is borrowed include ten nature such as fire, explosion, rainstorm, big calamity or man-made disaster commonly nearly, but the earthquake has not been included insurance extent of liability; 2 it is to compensate for processing to need to make clear, it is to press commonly cast the certain proportion compensate that defends amount to pay; 3 it is kind of insurance premium pay and detail need to make clear, still have the kind that presses year of capture commonly, period room is cast protect the discount rate with still have fixed to wait.
Residential quality risk
Affirm whether development business is cast protect
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